These policies are designed to provide protection for your family by locking in benefits that can help you pay for end-of-life expenses including burial expenses.
No Health Questions—Guaranteed Approval
Below are the rates for guaranteed acceptance whole life. So regardless of your health
conditions, we can get these rates approved no matter what up to 25,000!
Note: You might be approved for better rates then below. If approved you can choose to increase coverage to the same month price you first applied for, or take a lower monthly premium for the same coverage. To see those rates Click Here.
Most Popular Option: $10,000
$10,000 is the most popular choice for those seeking affordable premiums with reliable protection. This amount provides a solid foundation of coverage at a price most clients can easily manage, giving peace of mind without stretching the budget.
Guaranteed Acceptance Whole Life amounts by age (approved no matter what)
Male Rates:
| Age | $5,000 | $10,000 | $15,000 | $20,000 | $25,000 |
|---|---|---|---|---|---|
| 50 | $22 | $44 | $65 | $72 | $108 |
| 55 | $29 | $57 | $86 | $114 | $143 |
| 60 | $32 | $63 | $95 | $126 | $158 |
| 65 | $43 | $85 | $127 | $169 | $211 |
| 70 | $50 | $99 | $148 | $197 | $246 |
| 75 | $70 | $139 | $208 | $279 | $347 |
| 80 | $104 | $206 | $308 | $415 | $519 |
Female Rates:
| Age | $5,000 | $10,000 | $15,000 | $20,000 | $25,000 |
|---|---|---|---|---|---|
| 50 | $17 | $34 | $51 | $68 | $84 |
| 55 | $22 | $44 | $65 | $87 | $109 |
| 60 | $25 | $51 | $76 | $101 | $126 |
| 65 | $31 | $62 | $93 | $124 | $155 |
| 70 | $38 | $75 | $112 | $150 | $187 |
| 75 | $54 | $108 | $161 | $215 | $269 |
| 80 | $88 | $176 | $264 | $351 | $439 |
Adults age 50-80, your approval is guaranteed.
Rates never to increase. Coverage start from
5,000 to 25,000
Online or over the phone, approval for our whole life is guaranteed. Takes 5 minutes to complete your application online.
Instantly see quotes for Guaranteed Acceptance Whole Life, and select how much coverage fits your budget.
With the right insurance in place, you can focus on enjoying life's moments, knowing that your whole life coverage is comprehensive and reliable. Let us handle the details while you live worry-free.
Guaranteed Acceptance – Ages 50-85 are approved no matter what (in NY 50-75)
No Medical Exams – Approval in minutes
Fast Claims – Your beneficiaries get the money when they need it the most
Benefits that don’t reduce – because of age or health
Rates that never increase – Locked in for life
Over 10 years of experience – Expert guidance
70+ Insurance Companies – Representing a wide range of options. Over 25 that do life insurance
Conducting annual policy reviews – Keeping coverage up-to-date
Supporting clients through life changes – Adaptive coverage
Long term client relationships – A trusted partnership
Chose the right whole life coverage that fits your budget.
Confirm basic info and your beneficiary. Confirm payment info, credit card and direct express Mastercard available.
If you apply online directly, a licensed agent will confirm your coverage and policy info.
By shopping over 35+ life insurance carriers at one time, our priority is to find you the best plan available. In many cases, we can secure day-one coverage or a graded benefit plan before recommending Guaranteed Acceptance Whole Life.
For Guaranteed Acceptance Whole Life policies, during the first two policy years, if death occurs from natural causes, your beneficiaries will receive a refund of all premiums paid, plus an additional 10%. After the two-year period, the full death benefit will be paid for any cause of death.
Please note, if there are any outstanding policy loans, the death benefit will be reduced by the loan balance.
Business Insurance Client
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Personal Insurance Client
“I had so many questions about life and health insurance, but this team explained everything in simple terms. They helped me choose a policy that fits my budget and gives me peace of mind. I highly recommend their services!”
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“I’ve been working with this consultancy for years, and they have always provided honest advice and excellent service. Whether it’s for home, auto, or health insurance, I know I can trust them to find the best solutions!”
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